Building one’s Investment Folio

Author: Vanessa B. Hidalgo – @inquirerdotnet
 
The powerful earthquake that recently shook Luzon and Metro Manila reminded us of what truly matters.
Calls to loved ones were immediately made after the quake to check on their safety. Assessing the structural integrity of homes and buildings became a priority, while disaster preparedness should the “Big One” strike came to mind of many anew.
The Philippine Institute of Volcanology and Seismology, however, said that Monday’s 6.1-magnitude temblor was just a minor one. Yet it was enough for people to get into thinking about their plans for the future. It was a quick reminder of how fleeting and abrupt life can be.
Indeed, life is YOLO (you only live once). But the wisest of us all believes in the importance of a back up plan. While there are plenty of investment options to choose from, always remember that none is ever fail-proof. So it would be best if you approach the future armed with knowledge and tons of faith.
 
 

Finish your studies
Believe your parents when they say that the most valuable thing they can bequeath to you is your education. Having an education prepares us, allows us to develop a different perspective in life, and helps us form better public opinion about the more important matters. Stay in school so you can eventually build a career, or start your own enterprise.
 
Set up a strategy to save more.
You may be awash with cash right now, but that will not always be the case. Be wise with your spending. If you don’t need it, don’t buy it. A bigger percentage of your salary must go to your savings. This will be helpful in the long run.
 
Keep healthy.
Stop living a sedentary lifestyle. Move around and break a sweat. Eating the right kind of food will save you a lot of money. A healthy lifestyle prevents sickness and thus, gives us more time to be productive as well.
 
Make financial wellness a priority.
Invest your money on something valuable such as stocks and real estate. Forbes Magazine says that when you invest in real estate, a passive income is created, allowing you to build wealth for your family. But it’s highly crucial that you invest your hard earned money on projects by reliable and credible developers.
Sta. Lucia Land Inc. has a wealth of experience and knowledge when it comes to real estate. Named as one of the best property developers, Sta. Lucia has been cited several times for its innovative projects, ability to adapt to changes in market, and customer service. For more than four decades, it has put up over 200 premium projects located in key locations across the country.

One of these premium developments is Summit Point in Batangas. Nestled in a large expanse of greenery, Summit Point offers prime lots within a golf community, thus providing the most ideal retirement nest for locals and foreigners alike.
The area’s year-round cool weather likewise provides the perfect sanctuary to soothe your mind, body and soul. The best part is that Summit Point is near commercial areas, thus ensuring you proximity to modern comforts and conveniences.
Head to the north where Sta. Lucia’s Woodside in Urdaneta, Pangasinan, awaits future homeowners. A few hours away from Baguio City and La Union, Woodside offers house and lot packages that could serve as a halfway home between the summer capital and the beach—which is always a good idea. No more long drives in between cities as you already have a place to stay at Woodside.

 
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